Unsecured Loans Near Me

Have you at least once searched for “unsecured loans near me” over the Internet? Were you able to get the results you wanted? Why did you try searching that in the first place? Unsecured loans may be one way to answer all of your financial needs and troubles but have you considered options?

Unsecured loans simply are the types of loans that bear no collateral or security. The most common types of unsecured loans would be credit cards and student loans – they have nothing with them that are in your possession and therefore, they rely on your creditworthiness.

Looking or unsecured loans nearest to your location can be beneficial – but why go with unsecured loans in the first place?

Why Not Secured Loans?

Going for the traditional way of setting up a collateral for the money you’re going to borrow is good – it’ll have regular interest rates and you can pay the debt back however you want to pay it. The problem with that really is the fact that you’ll be forced to give up an asset just for the money you are loaning.

It can be an asset of any kind like land, a house, a car, even jewelry. Other than that, the processing time of secured loans compared to unsecured loans is typically longer because the lender needs to assess and evaluate the collateral first to confirm if it’s real.

Out of the many reasons why you should choose unsecured loans than secured ones, the one sole reason is the fact that you can borrow money without anything in exchange. And for that reason, a lot of people are looking at the option of going for unsecured loans near their locations.

Can’t Find Anything Near You?

So you Googled “unsecured loans near me” and the nearest that came up is about 30 kilometers from your location. Would you risk traveling that far even without the assurance that you’ll be approved? You can always call them, of course, but they would still tell you that you need to visit their office.

When you run out of options, what do you do? Where do you go? Fortunately, we at SoFlo Funding, can help you with an unsecured loan even if you just stay at home. We have adapted to the trend today, making each and every one of our processes digital.

You can apply through our website; get the approval through SMS or email; and even see the funds transferred to your account.

Everything Is Easier with SoFlo Funding

Proximity will never be an issue if you work with us because we’re everywhere. Wherever you are in the country, you can sign up, fill out the application form, and wait for the approval. The approval time we disclose is somewhere between 24 to 48 hours but usually, our clients get it within 24 hours.

The fund dispersion is anytime between 14 to 21 days. However, we have several reports from our clients that they were able to get it within a week! How good is that? Now where else would you be able to experience this?

With SoFlo Funding, you wouldn’t have to find the nearest company who provides unsecured loans from your location. With us, you can apply, get approved, and acquire the funds without moving – you just have to sit back, relax, and enjoy the show!

Unsecured Loans Qualifications

The number one thing we look at whenever we determine the approval of a client is his or her credit score. This is considered as a major factor in qualifying for an unsecured loan. Should you not pass this requirement, we have alternatives on how you can apply. You can bring in a credit partner to apply with you; the credit partner you’ll be bringing must have a good credit standing – high, preferably.

Aside from the credit score, we also check and evaluate:

• Bills Payment HistoryUnsecured Loans Near Me
• Credit Report Copy
• Proof of Income

If you are a small business owner and you’re looking for unsecured loans, then we would be checking your credit score too as well as the age of the business, the spending patterns of the business, and we’d require you to submit a purpose on the loan you are applying for.